All Your Finances.
One Simple App.
Personal accounts, business income, investments, savings — finally see everything in one place. No more switching between apps. No more spreadsheets. Just clarity.
Free plan available — no credit card needed
Welcome back, Sarah
Here's your financial overview
Total Net Worth
ATH£547,832
+£12,450 this month
Cash
£42,350
Investments
£185,200
Property
£325,000
Liabilities
-£4,718
Zakat Due
Auto-calculatedCurrent Islamic Date
16 Shaban 1447 AH
Property Portfolio
+2.1%January Overview
Tax Estimator
2025/26Spending Breakdown
Dashboard shown with sample data for illustration purposes only.
Finally, One App for Everything
Stop juggling multiple banking apps, spreadsheets, and calculators. See your complete financial picture in seconds.
Full Visibility
Personal accounts, business income, investments, savings — all in one dashboard. Know exactly where you stand.
Auto-Sync Everything
Connect your accounts securely with read-only sync. Add unsupported accounts manually. Everything in one unified view.
Access Anywhere
Access your finances from any device with a web browser. Check your net worth in seconds, anytime.
Tired of switching between 5 different apps?
One app for your current account, another for savings
A separate app to check your investments
Spreadsheets to track business income
Manual calculations for Zakat every year
No idea what your actual net worth is
With Mieru
All accounts in one unified dashboard
Investments tracked alongside cash
Business and personal finances together
Automatic Zakat calculation
Real-time net worth, always accurate
Everything You Need, Built In
Simplicity without sacrificing power.
Unified Dashboard
Personal + business accounts, investments, properties — all in one view. See your true net worth instantly.
Halal Compare
Compare Shariah-compliant mortgages, savings accounts, ETFs, and pensions. Find the best halal options for your money.
Shariah compliance information is sourced from providers. Mieru does not independently certify Shariah compliance.
Automatic Zakat Calculator
Tracks your zakatable assets year-round. Calculates Zakat due based on current Nisab. Hijri calendar display available in settings.
Zakat calculations are estimates only. Consult a qualified Islamic scholar for definitive guidance.
Property Documents
Store and manage property documents. Property valuation tracking coming soon.
Markets & Paper Trading
Track market prices, practice trading with paper accounts, and monitor Shariah-compliant ETFs.
Account Sync
Connect your UK bank accounts securely with read-only access. Keep your balances and transactions updated in one place.
Cash Flow Visualization
Interactive Sankey diagrams show exactly where your money comes from and where it goes.
Business Tools
VAT calculations, invoicing, and expense tracking — everything you need if you run a business.
Money School
Learn financial literacy with bite-sized lessons on budgeting, investing, Islamic finance, and building wealth.
See Where Your Money Goes
Interactive monthly and yearly Sankey diagrams show where money comes from, where it goes, and how much you retain.
Monthly View
Track spending patterns each month
Cash Flow
Where your money goes
Yearly Overview
Complete annual financial picture
Cash Flow 2025
Annual breakdown • All accounts
Total Income
£78,768
↑ 8.2% vs 2024
Total Expenses
£62,340
↑ 3.1% vs 2024
Net Savings
£16,428
20.9% rate
Investments
£12,000
ISA + SIPP
Zakat Paid
£3,564
2.5% of assets
Housing
Mortgage (Main): £14,400
Mortgage (Rental): £8,400
Council Tax: £2,496
Subscriptions
Streaming: £960
Software: £1,200
Gym: £720
Zakat
Zakatable: £142,550
Rate: 2.5%
Paid: £3,564
Savings
ISA: £7,200
SIPP: £4,800
Emergency: £4,428
Multi-View Analysis
Switch between monthly and yearly views
Auto-Categorized
AI groups transactions automatically
Spending Insights
Identify savings opportunities
Paper Trading Portfolio
Practice trading with virtual money
Portfolio Value
£7,900.00
Available Cash
£7,900.00
Unrealized P&L
+£0.00
Total Return
+0.00%
Shariah-Compliant ETFs
SPUS ✓
£40.06
-0.69%
HLAL ✓
£49.93
-0.27%
UMMA ✓
£25.07
-0.99%
Practice Trading Risk-Free
Trade commodities, indices, and Shariah-compliant ETFs with virtual money. Get the experience without the risk.
- Shariah-compliant ETFs (SPUS, HLAL, UMMA)
- Gold and Silver tracking
- Candlestick-style chart analytics
- Real-time market data integrations
Find the Best Halal Products
Compare Shariah-compliant mortgages, investments, pensions, and savings products side by side.
- Compare Islamic mortgage providers
- Track Shariah-screened ETFs and investments
- Evaluate halal pensions and savings rates
- Side-by-side expected profit rates
Halal Finance Product Finder
Mortgages, investments, pensions, and savings
Best Mortgage
5.49%
Best Savings
4.75%
Halal ETFs
9
Min Investment
£1
StrideUp
Diminishing Musharaka
Mortgage
From 5.99%
Wahed Invest
Robo Advisor
Investment
From £100
PensionBee
Shariah Plan
Pension
Shariah Plan
Reports & Tax
Generate reports and view tax summaries
VAT Summary (Q4 2025/26)
Output VAT: £0.00
Input VAT: £0.00
VAT Due to HMRC: £0.00
Tax Year Summary
Total Income: £85,400.00
Total Expenses: £52,150.00
Net Profit: £33,250.00
Personal UTR Number
12345 67890 ✓ Saved
Housing
£18,000
Living
£14,400
Transport
£9,600
Subscriptions
£3,150
UK Tax Ready, Out of the Box
Generate reports, track VAT, and prepare for Self Assessment with confidence. Built for freelancers and business owners.
- VAT quarterly summaries
- Tax year income and expense tracking
- Secure UTR number storage
- HMRC-focused tax reporting
Finance Tracking That Respects Your Values
Built with Islamic finance principles in mind. Track your wealth the halal way.
-
Automatic Zakat Calculator
Tracks zakatable assets continuously. Calculates your Zakat due based on current Nisab threshold. Hijri calendar display available in settings.
Zakat calculations are estimates only. Consult a qualified Islamic scholar for definitive guidance.
-
Halal Compare
Compare Shariah-compliant mortgages, savings accounts, ETFs, pensions, and investments side-by-side.
Shariah compliance information is sourced from providers and third parties. Mieru does not independently certify Shariah compliance. Always verify with the provider and consult a qualified Islamic scholar.
-
Interest Income Filtering
Automatically identifies and separates interest-based income for easy purification.
-
Sadaqah & Charity Tracking
Keep a record of your charitable giving throughout the year.
Zakat Calculator
Updated liveIslamic Calendar
16 Shaban 1447 AH
February 2026
Questions?
Is my data secure?
Yes. Your data is encrypted and stored securely. We use industry-standard security practices to protect your information. Financial data you enter manually is accessible only to you. We are working on Open Banking integration to allow secure, read-only bank connections in the future.
Can I connect both personal and business accounts?
Absolutely. Connect current accounts, savings, ISAs, business accounts — see everything unified in one dashboard. You can also manually add accounts for investments and properties.
How does the Zakat calculator work?
It tracks your zakatable assets (cash, gold, investments, business assets) and calculates your Zakat due based on the current Nisab threshold. Hijri calendar display is available in settings. Please note that Zakat calculations are estimates only — consult a qualified Islamic scholar for definitive guidance.
What is Halal Compare?
Halal Compare lets you compare Shariah-compliant financial products side-by-side — mortgages, savings accounts, ETFs, pensions, and investments. Find the best halal options for your money.
Which banks can I connect?
You can add personal and business accounts, and connect supported institutions during account setup. Unsupported accounts can still be tracked manually.
What makes this different from other finance apps?
Most apps focus on either personal OR business finances. Mieru unifies everything — personal accounts, business income, investments, properties — in one place. Plus we have built-in Islamic finance features like automatic Zakat calculation and Halal Compare that you won't find anywhere else.
See All Your Finances in One Place
Personal, business, investments, Zakat — everything unified. Free to start, takes 2 minutes to set up.
Free plan available — no credit card needed